$0 annual fee
APR: 21.99%, 25.99%, or 29.99% variable based on creditworthiness
0% introductory APR on balance transfers for the first 15 billing cycles (then a variable APR applies)
Balance transfer fee: Either $5 or 5% of the amount of each transfer, whichever is greater
Foreign transaction fee: 3%
Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days
Earn Cash Back rewards on every purchase: 3% on Gas and Drug Store, 2% on Medical expenses, 1% on all other purchases
Rewards can be redeemed for cash back or AARP membership
Complimentary FICO® Credit Score access
$0 Fraud Liability Protection
Barclays will donate $10 to AARP Foundation for every new account and 1% of eligible electronic and telecommunications purchases
Enjoy a 0% introductory APR for 15 months on balance transfers made within 45 days of account opening Enjoy 3% Cash Back on Gas and eligible Drug Store purchases, 2% on eligible Medical expenses, and 1% on all other purchases.Take advantage of a $100 Cash Back Bonus offer after spending $500 in the first 90 days.Unlimited rewards that never expire as long as the account is open and in good standing.Redeem rewards for AARP membership starting at $16 in rewards.Complimentary FICO® Credit Score access.0% introductory APR on balance transfers for the first 15 billing cycles. $0 annual fee
Earn 3% Cash Back on Gas and Drug Store purchases
Earn 2% Cash Back on Medical expenses
Earn 1% Cash Back on all other purchases
Unlimited rewards that never expire as long as the account is open and in good standing
Redeem rewards for AARP membership
Complimentary FICO® Credit Score access
$0 Fraud Liability Protection
Barclays will donate to AARP Foundation with your purchases
0% introductory APR on balance transfers for the first 15 billing cycles Higher APR rates that vary based on creditworthiness
Balance transfer fee applies
Exclusion of Target and Walmart for Gas and Drug Store purchases Cash Back
Foreign transaction fee: 3% 
