Earn up to $189 in CLEAR® credits per calendar year‡Get up to $100 in LoungeBuddy statement credits per calendar year‡3X points on travel, transit, and dining at restaurants1X points on other purchasesNo foreign transaction fees¤Flexible payment options with Pay Over Time‡, Plan It® and Pay It®Access to Amex Offers‡No preset spending limitContactless payments Receive up to $189 in CLEAR® credits per calendar yearUp to $100 in LoungeBuddy statement credits per calendar yearNo foreign transaction fees¤Exclusive entertainment access‡Send & Split® with Venmo and PayPal‡ No foreign transaction fees¤Comprehensive travel benefits including CLEAR® and LoungeBuddy credits‡High rewards earning rate on travel, transit, and diningNo preset spending limitFlexible payment options with Pay Over Time‡, Plan It® and Pay It® Annual fee of $150†¤Earning rate drops to 1X points on non-category purchases