0% Intro Apr for 18 Months! Plus earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time
0% intro APR for 18 months on balance transfers, thereafter a variable APR of 19.24% - 29.24%
Balance Transfer Fee: Intro fee of 3% of each transfer ($5 minimum) completed within the first 4 months of account opening, then 5% of each transfer ($5 minimum)
Cash back is earned in the form of ThankYou® Points
Redeem points for cash back, gift cards, travel, and Shop with Points at Amazon.com
Top Benefits
Earn $200 cash back after spending $1,500 on purchases in the first 6 months
Unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase
No category restrictions or enrollment needed
Earn 5% total cash back on hotel and car rentals booked on the Citi Travel℠ portal through 12/31/24
0% Intro APR for 18 months on balance transfers
Pros
Offers 2% cash back
$0 annual fee
Multiple redemption options
Low intro APR on balance transfers
No caps on the amount of cash back you can earn
24/7 customer service
Contactless payments and digital wallet compatibility
Fraud and identity theft protections
Cons
3% foreign transaction fee
Balance transfers do not earn cash back
Interest charged on purchases unless you pay your entire balance by the due date each month
Cash advance and balance transfer fees
Citi Double Cash Card
Citi Double Cash Card
0% Intro Apr for 18 Months! Plus earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time
0% intro APR for 18 months on balance transfers, thereafter a variable APR of 19.24% - 29.24%
Balance Transfer Fee: Intro fee of 3% of each transfer ($5 minimum) completed within the first 4 months of account opening, then 5% of each transfer ($5 minimum)
Cash back is earned in the form of ThankYou® Points
Redeem points for cash back, gift cards, travel, and Shop with Points at Amazon.com