Citi Double Cash Card

0% Intro Apr for 18 Months! Plus earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

💰 Bonus Value: $1Cash Back

  • To earn cash back, pay at least the minimum due on time
  • 0% intro APR for 18 months on balance transfers, thereafter a variable APR of 19.24% - 29.24%
  • Balance Transfer Fee: Intro fee of 3% of each transfer ($5 minimum) completed within the first 4 months of account opening, then 5% of each transfer ($5 minimum)
  • Cash back is earned in the form of ThankYou® Points
  • Redeem points for cash back, gift cards, travel, and Shop with Points at
  • Earn $200 cash back after spending $1,500 on purchases in the first 6 months
  • Unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase
  • No category restrictions or enrollment needed
  • Earn 5% total cash back on hotel and car rentals booked on the Citi Travel℠ portal through 12/31/24
  • 0% Intro APR for 18 months on balance transfers
  • Offers 2% cash back
  • $0 annual fee
  • Multiple redemption options
  • Low intro APR on balance transfers
  • No caps on the amount of cash back you can earn
  • 24/7 customer service
  • Contactless payments and digital wallet compatibility
  • Fraud and identity theft protections
  • 3% foreign transaction fee
  • Balance transfers do not earn cash back
  • Interest charged on purchases unless you pay your entire balance by the due date each month
  • Cash advance and balance transfer fees