Earn 60,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days.
Receive Emirates Skywards Silver tier membership during your first year.
No foreign transaction fees on international purchases.
Complimentary online access to your FICO® Credit Score.
$0 Fraud Liability protection.
25% savings when you Buy or Gift Miles.
APR for purchases and balance transfers: 21.24%, 25.24% or 29.99%, based on creditworthiness.
APR for cash advances: 29.99%.
Balance transfer fee: Either $5 or 5% of the amount of each transfer, whichever is greater. Earn 3 Skywards Miles on eligible Emirates purchases.
Earn 2 Skywards Miles on eligible travel purchases.
Earn 1 Skywards Mile on all other purchases.
Enjoy Emirates Skywards Silver tier membership during your first year.
60,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days. Generous sign-up bonus of 60,000 Skywards Miles.
No foreign transaction fees.
Complimentary online access to your FICO® Credit Score.
$0 Fraud Liability protection.
25% savings when you Buy or Gift Miles. Annual fee of $99 not waived for the first year.
High variable APR for purchases and balance transfers.
Limited luxury benefits compared to premium cards. 
