Earn 60,000 miles after you spend $3,000 and pay the annual fee within the first 90 daysAnnual fee of $89Free annual companion ticket after annual fee is paidNo foreign transaction feesTwo Lufthansa Business Lounge vouchers annuallyConvert award miles to status miles once each calendar year at a 5 to 1 ratio0% introductory APR for 15 months on balance transfers made within 45 days of account opening21.24%, 25.24%, or 29.99% variable APR based on your creditworthinessAPR for cash advances 29.99%Balance transfer fee: 5% (min. $5)Cash advance fee: 5% (min. $10)Foreign transaction fee: 0%15% off Hotel & Car by Points Earn 2 miles per $1 on airline partner purchasesEarn 1 mile per $1 on all other purchasesNo foreign transaction feesComplimentary Lufthansa Business Lounge VouchersCompanion Ticket annuallyAbility to convert miles to status miles0% introductory APR for 15 months on balance transfersNo expiration on miles as long as you make a purchase per month 60,000 miles signup bonusNo foreign transaction feesFree annual companion ticketTwo Lufthansa Business Lounge vouchers annuallyAbility to convert award miles to status miles0% introductory APR for 15 months on balance transfersNo expiration on miles with monthly purchases $89 annual feeRewards may have limited use according to some usersLimited to Lufthansa and Miles & More integrated airline partners for best earning rateCompanion ticket limited to economy class and excludes taxes and fees 
