3 Free Night Awards after spending $6K in the first 6 months
Annual Fee: $125
APR: Variable
Recommended credit score of at least 670
Earn up to 50,000 points per free night award
Earn an additional free night after spending $60,000 in a calendar year Annual free night at hotels (up to 35,000 points)
Expedite Marriott elite status with 15 elite night credits
Generous bonus reward categories for small-business owners Complimentary hotel night once a year
Complimentary Gold Elite status
15 Elite Night Credits each year
No foreign transaction fees
Automatic Marriott Bonvoy Gold Elite status
7% Marriott Bonvoy Room Rate Discount
Additional Free Night Award after spending $60K in purchases in a calendar year
Earn up to 18.5X points on eligible Marriott purchases
Comprehensive insurance coverage Annual fee of $125
Coverage not available for vehicle rentals in Australia, Italy, and New Zealand
Limited to Marriott hotels 
