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Platinum (Schwab)

Earn 80000 AMERICAN_EXPRESS signup bonus after you spend $6000 on purchases on your new Card in your first 180 days of Card Membership.


  • Earn 80,000 Membership Rewards┬« points after spending $8,000 on purchases in the first 6 months.
  • Annual Fee: $695.
  • Earn one point for every dollar spent on eligible purchases.
  • Use points for rewards or deposits by Schwab into your eligible brokerage account.
  • Receive up to $1,000 Schwab Appreciation Bonus depending on your qualifying Schwab holdings.
  • Get up to $200 back on prepaid Fine Hotels + Resorts┬« or The Hotel Collection bookings.
  • Up to $200 in statement credits for airline incidental fees.
  • Monthly statement credits with participating partners.
  • CLEAR┬« Plus Membership credit.
  • Walmart+ Monthly Membership Credit.
  • No foreign transaction fees from American Express.
  • 80,000 Membership Rewards┬« points signup bonus
  • $200 back on prepaid Fine Hotels + Resorts┬« or The Hotel Collection bookings
  • $200 airline incidental fee credit
  • $20 monthly statement credits at participating partners
  • $189 CLEAR┬« Plus Membership credit
  • No foreign transaction fees
  • Earn Membership Rewards points on all purchases.
  • Selection of metal card designs.
  • Exclusive to Charles Schwab clients.
  • Annual statement credits for Schwab holdings.
  • $200 back on prepaid Fine Hotels + Resorts┬« or The Hotel Collection bookings.
  • Up to $200 airline incidental fee credit.
  • Up to $20 monthly statement credits at participating partners.
  • CLEAR┬« membership statement credit.
  • Walmart+ Monthly Membership Credit.
  • No foreign transaction fees from American Express.
  • High annual fee of $695.
  • Eligibility limited to Schwab account holders.
  • Credits may have specific use conditions.
  • Requires $8,000 spending in the first 6 months for the signup bonus.