Earn 60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening2 points per $1 spent on travel and dining purchases1.5 points per $1 spent on all other purchasesNo limit to the points you can earn and points don't expireRedeem points for cash back, travel, and more Earn unlimited 2 points for every $1 spent on travel and dining purchasesEarn unlimited 1.5 points for every $1 spent on all other purchasesGet up to $100 in Airline Incidental Statement Credits annuallyNo foreign transaction feesPreferred Rewards members earn 25%-75% more points on every purchase High sign-up bonusValuable rewardsNo foreign transaction feesPoints do not expireFlexible points redemption options Annual fee of $95Preferred Rewards membership required for best earning rates 
