Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and 1 point per $1 spent thereafterEarn 1 ThankYou® Point per $1 spent on all other purchasesGet 10% Points Back for the first 100,000 points redeemed per yearNo annual fee No annual feeLow intro APR offer on purchases and balance transfersExclusive bonus categories for earning pointsAutomatic rounding up to the nearest 10 points on every purchase10% Points Back on redemptions High variable APR after the introductory offer endsForeign transaction fee of 3%Balance transfer fee after the intro period 
