Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening$300 Annual Travel Credit each year3x points on dining and travel worldwide5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards10x points on Lyft rides through March 2025Complimentary DashPass and Instacart+ membershipsTrip cancellation/interruption insurance and other travel protectionsNo foreign transaction fees $300 annual travel creditComplimentary airport lounge accessGlobal Entry or TSA PreCheck fee creditNo foreign transaction feesComprehensive travel insurance benefitsPoints worth 50% more when redeemed for travel through Chase Ultimate Rewards Annual $300 travel credit effectively reduces annual fee3x points on dining and travel after earning travel creditComplimentary airport lounge access with Priority Pass SelectNo foreign transaction feesExtensive travel insurance coveragePoints transfer to airline and hotel partners at 1:1 ratio High annual fee of $550Travel credit and bonus categories require purchases through Chase Ultimate Rewards to maximize pointsSome benefits require enrollment and activation 
