0% Intro APR for the first 15 billing cycles for purchases and any balance transfers made within the first 60 days of opening your account.
After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
A 3% fee applies to all balance transfers.
25,000 online bonus points after $1,000 in purchases in the first 90 days of account opening.
Preferred Rewards members earn 25%-75% more points on every purchase. Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time.
No expiration on points.
No annual fee and no foreign transaction fees.
Earn points to use for a statement credit to pay for flights, hotel stays, vacation rentals, baggage fees, and dining including takeout. No annual fee.
Earn unlimited 1.5 points for every $1 spent on all purchases.
No blackout dates or restrictions on points.
Points do not expire.
Flexibility to redeem points for a statement credit to pay for various travel and dining purchases.
Preferred Rewards members earn 25%-75% more points on every purchase. Variable APR that's currently 18.24% to 28.24% after the intro APR offer ends.
Balance transfer fee of 3% applies. 
