0% intro APR for 15 months from account opening on purchases and qualifying balance transfers
Variable APR after intro period: 20.24%, 25.24%, or 29.99%
Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
Up to $600 of cell phone protection against damage or theft, subject to a $25 deductible
Redeem rewards as a credit to a qualifying Wells Fargo credit card, checking account, or mortgage
Cash redemption available in $20 increments at Wells Fargo ATM or Debit Card
Monthly FICO® Score updates and personalized credit insights with Credit Close-Up℠service
Cell phone protection of up to $600
Advanced security features like Voice Verification and 2-step Verification at sign-on
Access to Wells Fargo Mobile® app
Built-in protection features against unauthorized transactions
Contactless payments
Monthly FICO® Score updates and personalized credit insights with Credit Close-Up℠service
$0 liability for promptly reported unauthorized transactions
Redeem rewards as a credit to a qualifying Wells Fargo credit card, checking account, or mortgage
Cash redemption available in $20 increments at Wells Fargo ATM or Debit Card
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
No annual fee
Access to Visa Signature Concierge
Redeem rewards via desktop, mobile, phone, ATM, or in-branch
Cell phone protection against damage or theft
Advanced security features
No categories to track or quarterly activations required
Balance transfer fee of either $5 or 3% of the amount of each balance transfer, whichever is greater for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5.
Cash redemption options by phone or online are redeemable in $25 increments only
Balance transfers made within 120 days qualify for the intro rate and fee
Wells Fargo Active Cashâ„ Card
Wells Fargo Active Cashâ„ Card
Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months
