product

Wells Fargo Active Cash℠ Card

Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months


  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers
  • Variable APR after intro period: 20.24%, 25.24%, or 29.99%
  • Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • Up to $600 of cell phone protection against damage or theft, subject to a $25 deductible
  • Redeem rewards as a credit to a qualifying Wells Fargo credit card, checking account, or mortgage
  • Cash redemption available in $20 increments at Wells Fargo ATM or Debit Card
  • Monthly FICO® Score updates and personalized credit insights with Credit Close-Up℠ service
  • Cell phone protection of up to $600
  • Advanced security features like Voice Verification and 2-step Verification at sign-on
  • Access to Wells Fargo Mobile® app
  • Built-in protection features against unauthorized transactions
  • Contactless payments
  • Monthly FICO® Score updates and personalized credit insights with Credit Close-Up℠ service
  • $0 liability for promptly reported unauthorized transactions
  • Redeem rewards as a credit to a qualifying Wells Fargo credit card, checking account, or mortgage
  • Cash redemption available in $20 increments at Wells Fargo ATM or Debit Card
  • $200 cash rewards bonus after spending $500 in purchases in the first 3 months
  • No annual fee
  • Access to Visa Signature Concierge
  • Redeem rewards via desktop, mobile, phone, ATM, or in-branch
  • Cell phone protection against damage or theft
  • Advanced security features
  • No categories to track or quarterly activations required
  • Balance transfer fee of either $5 or 3% of the amount of each balance transfer, whichever is greater for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5.
  • Cash redemption options by phone or online are redeemable in $25 increments only
  • Balance transfers made within 120 days qualify for the intro rate and fee